Idea

  • ETH staking works differently than earning yield on cash or stock appreciation
    • If the cash/stock grow 7% YoY, each annual $ amount is used as the new base for that growth. ie your assets compound without you really thinking about it

Idea

  • Typical money-decision-mkaing concepts also need to be unravelled to truly understand what’s going on
    • Time-Value of Money = idea that money is worth less in the future than it is now, building on three fundamental variables
      • Inflation = same money buys less in the future
      • Opportunity Cost = Money you have today can be invested / earn yield (and that gain will always be greater now than it is later when its had less time to be invested)
      • Uncertainty = investments do not come without risks
    • Net Present

https://online.hbs.edu/blog/post/time-value-of-money